The Lexington law firm is the largest attorney-owned credit repair firm in the country. They have helped over 500,000 clients repair their credit with millions of items deleted off their customers credit reports. They currently have 21 attorneys across 15 states to help consumers with their credit scores.

You might wonder how the Lexington Law Firm can possibly give you legal representation for less than $50 per month? If you ever needed attorney representation, you know the costs are at least $300/hour or more. Lexington Law can charge so little because they use paralegals to do the actual work, while the attorneys direct the paralegals actions. By using paralegals, technology, and others methods of keeping costs low, the Lexington Law Firm can pass on these huge savings to you.

As far as credit repair goes, the FTC says “self help maybe best.”

We agree self-repair is a very good option, though it can be time-consuming and labor-intensive, depending upon your unique situation. On their site, the FTC further lists a number of ways unscrupulous credit repair companies take money from unsuspecting victims. However, it is notable that none of these warning apply to the Lexington law firm:

• The Lexington law firm charges monthly instead of a huge amount upfront, so you don’t need to worry about the company not fulfilling its promise to you because of its guarantee.
• The Lexington law firm offers a money back guarantee, based on how many negative items they remove for you.
• They don’t tell you to invent a new credit identity.
• They don’t tell you can’t do credit repair yourself.

We agree with the FTC that you can probably do a lot of credit repair work yourself and save money. By buying some credit repair books and researching credit repair on the Internet, you can probably do almost as good of a job as The Lexington law firm will do for you after a period of time. The question we always ask is, how much do you really want to get involved with credit repair? And how much time and effort do you have to spend on this?

How much is your time worth?

For example, do you fix your own plumbing, grow your own food, or change the oil in your car yourself? I am sure some of you do enjoy doing these types of work, but for most of us we are too busy to learn how to do everything ourselves so we hire other professionals to do it for us.

Credit Repair is not any different than any other professional service. Sure you can do it yourself, but why bother spending all that time and energy if you can simply pay somebody else to do it for you? It’s not exciting work, you might rather spend your time playing sports or going to a movie, rather than researching the latest credit repair laws or credit scoring model changes?

The Lexington law firm will most likely pay for itself within the first two years.

Bottom line, if you have bad credit we recommend using the Lexington Law Firm if you can afford their fees. By raising your credit scores, you will save money everyday on your mortgage, car payments, credit card interest, and other financial transactions.

If you can’t afford the the Lexington Law Firm or even just want to save the money and do it yourself – we are here to support you in your efforts. In future posts, we will explain different ways you can increase your credit score just by knowing how the credit scoring system really works. We’ll give you tips on how to remove negative items from your credit report, if you choose to “do it yourself.”

We have reviewed the Lexington Law Firm and think they do the best job out of all of the other law firms.  That is the reason they are the largest firm in the country, with over 500,000 clients.

What about you?

Have you used the Lexington Law Firm, and has your experience been good or not?  Please let us now by commenting today.